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How to file a VA claim for PTSD

Updated · By AIVA

A PTSD claim needs three elements: a current PTSD diagnosis, an identifiable in-service stressor, and a medical link between the two. File with a personal stressor statement, the service records that place you at the event, and treatment records showing the diagnosis and symptoms — and protect the filing date with an Intent to File first if the records will take time to gather.

What’s your situation?

Deadline: An Intent to File can protect your potential effective date for 1 year — file it before you gather evidence Prepare an intent to file.

The three elements

A PTSD claim stands on three elements, and a denial usually names the one VA found missing.

  • Current diagnosis: PTSD diagnosed by a qualified provider, in treatment records or established at the C&P exam. The rating formula's 0% line presumes a formal diagnosis exists.
  • In-service stressor: a specific event or events during service — combat, an accident, an assault, a death you witnessed or responded to — described in your stressor statement with as much detail as you can give: unit, place, approximate date.
  • Nexus: a medical opinion or examination finding that the current PTSD is linked to that stressor. The C&P examiner is typically asked for this opinion; private treatment providers can give it too.

VA: Evidence needed for a disability claim

In this series: PTSD VA rating

  • PTSD VA rating criteria: the general rating formula

    The complete General Rating Formula for Mental Disorders — 0% to 100% — that VA applies to PTSD under DC 9411, with a plain-language reading of every level.

  • The PTSD DBQ and C&P exam

    What the PTSD Disability Benefits Questionnaire covers — diagnosis, the occupational and social impairment summary, and the symptom record — and how it feeds the rating formula.

  • PTSD rating increase: showing the next level

    An increase turns on impairment, not diagnosis: what has to change between the formula's levels, and the records that prove the change.

  • Sleep apnea secondary to PTSD

    How veterans pursue sleep apnea as secondary to service-connected PTSD — the sleep-study diagnosis, the nexus opinion, and how apnea itself is rated under DC 6847.

Corroborating the stressor

VA looks for service records consistent with the stressor — personnel records showing the unit and deployment, records of the event itself, decorations, or statements from people who served with you. Where the stressor involves personal assault, VA accepts a wider range of supporting evidence, including records and behavioral changes documented after the event. If you are unsure what records exist, file the claim and the stressor statement anyway: VA has a duty to assist in looking for federal records, and the Intent to File deadline on this page protects your date while that search runs.

VA: How to file a disability claim

What happens after filing

VA schedules a C&P exam — the DBQ page in this series explains what the examiner records and how it maps to the percentages. The decision then assigns service connection and a percentage from the formula, or denies with reasons. A denial that never addresses your stressor statement, or that rests on an exam which did not review it, is the kind of defect the denied-claim lanes exist for.

VA: How to file a disability claim

PTSD filing checklist

Assemble the claim around the three elements. Each item below maps to the element it proves, so a gap in the file is easy to spot before VA spots it.

Check your likely claim paths

Answer a few taps in AIVA's pre-eligibility check and see the paths that may fit your situation, before you decide anything.

Start the pre-eligibility check

This educational series reproduces and explains the linked regulation and VA sources. It is not an individual legal or medical assessment, and it does not predict a rating. For representation or help with your claim, find VA-accredited assistance. Check the current VA instructions and your own decision letter before filing.

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